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Why do insurance companies tend to make low offers?

When you file a claim with your insurance company in Georgia, you don’t have to accept its first offer. If you think that the offer is too low, you’re probably right. With an attorney’s help, you may be able to come up with a fair settlement.

What do insurance companies often leave out of their settlements?

Getting into a car accident is expensive. Even if you only have minor injuries, you’ll still have to pay for doctor’s visits, medication and possibly a hospital stay. If you sustained severe injuries, you might have to pay for ambulance rides, surgeries, hospital stays, rehabilitation, medication and other major expenses. You could even account for your transportation expenses during this time.

When you sustain a personal injury, you might have to take time off work to recuperate. This results in lost wages that make it harder to support your family. You might have to account for future lost wages, medical care and anything else that you’ll have to deal with in the coming months.

On top of that, you’ll have to pay for vehicle repairs. If the damage was bad enough, you might have to buy a new vehicle altogether. Otherwise, you’ll have to deal with the decrease in value as well as repair expenses.

Your personal injury attorney may help you gather extensive information about your expenses. Once you have this information, you can counter your insurance company’s offer with a more reasonable settlement. While insurance companies might claim that they’re here to help you, they’re actually in business to get as much money as possible.

How do you know if your settlement is fair or not?

If you want to make it easier on yourself, you could hire an attorney. Your attorney may be able to tell you from the beginning if your insurance company has made a fair offer or not. If so, you can accept the offer and start getting your life back together. Otherwise, your attorney may help you negotiate with your insurance company until you finally get the settlement that you deserve. You’ll need that money to provide for yourself and your family members.

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